On April 23, 2025, retirement, SSDI, and survivor beneficiaries with birthdates between the 21st and 31st of the month will receive their payments. This date corresponds to the fourth Wednesday in April, according to the Social Security Administration (SSA) calendar.
This is the last of the April payments for these categories of SSA benefit recipients, since the other groups already received their payments weeks ago. What follows for them are the May payments: the group with births from 1 to 10 will collect on May 14 (second Wednesday), and those born between 11 and 20 will do so on May 21 (third Wednesday).
Maximum Social Security amounts according to retirement age
The maximum monthly Social Security amounts for 2025 are as follows: $2,831 if claimed at age 62, $4,018 if claimed at age 67 (full retirement age), and $5,108 if claimed until age 70.
These values apply only to those who contributed with maximum income for at least 35 years. This select “club” is made up of less than 1% of the total of almost 70 million recipients throughout the United States. The vast majority (more than two-thirds, by some estimates) receive an amount that is closer to the average.
Recipients may receive less depending on their work history. The increases for delaying retirement until age 70 represent an additional 8% annually, as detailed by the SSA itself in its explanatory blog on the benefits.
Some Social Security beneficiaries receive extra payments under new law
The Social Security Fairness Act, signed by President Joe Biden on December 23, 2024, marked a significant change by repealing the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO).
These provisions had affected more than 3.2 million people who receive pensions from jobs not covered by Social Security, such as teachers, firefighters, police officers, federal employees under the Civil Service Retirement System, and those who worked under foreign social security systems.
The repeal, effective since January 2024, has allowed these beneficiaries to receive higher benefits and retroactive payments, which corresponds to an “extra” payment, but is actually money that was withheld and that must now be returned to the true owners.
WEP and GPO were rules that reduced Social Security benefits for those who had pensions from jobs not covered by the system, such as public employees in certain states.
WEP affected more than 2 million retired public servants, while GPO impacted 750,000 spouses and survivors, often eliminating their benefits entirely. The fight for its repeal, led by organizations like AFSCME, culminated in the Social Security Fairness Act, which seeks to correct these inequalities.
SSDI payments also arrive on the same dates
SSDI payments coincide with the same dates as retirement payments. For example, on April 23, SSDI recipients with births between the 21st and 31st will receive their funds. In May, groups 1-10 and 11-20 will collect on the 14th and 21st, respectively.
Exceptions apply for those who receive SSI or received benefits before May 1997, whose payments are made on the third business day of the month (May 3rd). In 2025, no holiday adjustments are recorded on the aforementioned dates.
The maximum possible amount for disabled workers is $4,018, according to the value tables available on the SSA website.
