In case you didn’t know, Social Security does not require you to have a job to receive Supplemental Security Income (SSI) benefits, meaning it is a program that is based entirely on the individual’s need.
This program is designed to support low-income people, over 65 years of age, with disabilities or legal blindness. The money comes from public funds, not taxes, so it doesn’t matter if you never contributed to Social Security. It covers basic things like food, clothing, shelter, and even medicine.
If you live in the US (or its territories) and meet the requirements, you can apply. Don’t stress if you have a house or a car you need, those don’t count toward your resource limits. However, if you are single, your assets cannot exceed $2,000, or for couples up to $3,000.
The maximum SSI benefits you could receive if you are approved soon
In 2025, the maximum amounts would be: $967 a month if you are single, $1,450 if both in a couple qualify, and $484 if someone helps you at home without pay. Of course, this may vary if you have other income or extra help. And be careful! Some states add a bonus, so check it out.
A key detail: in March 2025, the payment will arrive on February 28. Because? Because the 1st falls on a Saturday. Don’t worry, it’s not extra money, just a date adjustment. The same will happen in June (payment on May 31) and November (payment on October 31). So mark your calendar so you don’t get confused.
Are you eligible? This is the process to apply
If you meet the age, disability or income requirements, don’t wait to apply. SSI can be that push you need to cover the essentials. The process for applying for SSI may sound complicated, but it is actually quite simple. The first thing you have to do is contact the nearest Social Security office. They will give you all the details and guide you step by step.
Age, blindness, or disability: You must be 65 years or older, blind, or have a disability that prevents you from working and is expected to last at least one year or cause death.
Limited income and resources: You must have very limited income and financial resources. Limits vary by state and your personal situation.
Citizenship or residency: You must be a US citizen or legal resident. You must reside within the United States and cannot leave the country for more than one month.
It is important to note that these are just the general requirements. There are other factors that can affect your eligibility for SSI. Therefore, it is indispensable that you contact your nearest Social Security office to obtain more detailed information about the specific requirements for your situation.