Social Security Disability Insurance (SSDI) will continue its phased payment schedule during January and February 2025, with amounts that can reach up to $1,530 for eligible beneficiaries, as established by the Social Security Administration (SSA).
The first SSDI payment was made on January 8 for beneficiaries whose birthday occurs between the 1st and 10th of any month. The second payment will be made on January 15 for beneficiaries born between the 11th and 20th of any month.
Third (and last) SSDI payment coming next week
As you will see, there is a pattern to follow, and that is that payments are made on the second, third, and fourth Wednesday of each month. Therefore, the third payment is scheduled for January 22 for beneficiaries born between the 21st and 31st of any month.
Additionally, the Supplemental Security Income (SSI) payment, originally scheduled for February 1, will be advanced to January 31. This change in the calendar is because the SSA does not make payments on holidays or weekends and, when a payment date falls on these types of days, it is moved to the nearest previous business day.
SSDI Eligibility Requirements in 2025
To be eligible for SSDI, applicants must have accumulated at least 40 work credits, of which 20 must have been earned in the last 10 years. Additionally, applicants must meet disability criteria established by the SSA, including the inability to perform substantial work, assessed through the SGA threshold. Legally blind people have specific criteria that allow for higher income limits and differentiated benefits.
For the year 2025, the monthly Substantial Gainful Activity (SGA) limit for non-blind beneficiaries is set at $1,530, adjusted by the 2.5% Cost of Living Adjustment (COLA). This limit determines the level of income that SSA considers substantial work. Exceeding this threshold could result in denial of benefits.
For legally blind people, the monthly SGA limit is $2,700, adjusted based on national wage averages. These values are updated annually to stay aligned with economic conditions.
Disabled adults may qualify for additional benefits derived from their parents’ SSDI coverage, up to a maximum of 50% of their parent’s benefit. The amount received may be affected by the existence of other family beneficiaries.
