Social Disability Insurance (SSDI) will distribute payments on April 23, 2025 to beneficiaries whose birthdays fall between the 21st and 31st of the month, according to the schedule established by the Social Security Administration (SSA). These deposits include people with severe disabilities and, in some cases, their surviving dependents. SSDI benefits are for those whose diagnosis indicates that the condition will last at least one year or end in death.
The estimated average amount is $1,580 per month, but varies depending on the beneficiary’s work history and age. Those who began receiving benefits at full retirement age (67 years) could get up to $4,018, according to SSA data.
An SSDI payment will arrive in a matter of hours
The April 2025 payment schedule follows a date-of-birth-based scheme implemented since 1997. SSDI recipients with birthdays between the 21st and 31st will receive their payment on the fourth Wednesday of the month, which is April 23. Beneficiary groups with birthdays between the 1st and 10th will receive their next payment on Wednesday, May 14, and those with birthdays between the 11th and 20th will receive their deposits on Wednesday, May 21.
The distribution is made by direct deposit, adjusting to business days if the date coincides with holidays. A few users (less than 1%) still receive paper checks, but the SSA is urging that they quickly and permanently move to direct payments.
Verification and documentation process to be approved for SSDI
To access SSDI, applicants must demonstrate sufficient work history, with at least 40 credits accumulated under the Social Security system, of which 20 must have been obtained in the last decade. Exceptions apply for those under 31 years of age. The disability must prevent significant work activities and last at least one year or be terminal.
The benefit calculation is based on adjusted average monthly earnings (AIME). In 2025, COLA adjustments and the aforementioned law could increase payments for widows and spouses, with projected increases of up to $1,190 in some cases.
Beneficiaries with dependents can receive up to 150% of the principal amount, although this percentage varies according to regulations. The SSA updates the maximum caps annually, reflecting economic and legislative changes.
The SSA requires extensive medical testing, including medical histories, laboratory results, and specialist evaluations. Conditions such as blindness, profound deafness, or pulmonary fibrosis require specific documentation for approval.
In cases of mental disorders, such as severe depression or bipolar disorder, psychiatric reports and evidence of impact on work capacity may be requested. Case review can take months, depending on the complexity and availability of information.