The latest round of Social Security Disability Insurance (SSDI) benefit payments is coming soon, and many recipients are waiting for their checks. Here we detail when you can expect to receive your money, depending on either your birthday or when you started claiming your payments (before or after May 1997).
Each month, SSDI has four scheduled payment dates. The exact date you will receive your payment depends on when you started receiving SSDI and your date of birth. If you don’t receive your payment by the end of the month, you may need to contact the Social Security Administration (SSA).
Payment Dates for SSDI Beneficiaries in July
For those who have received SSDI since May 1997 or earlier, payments are made on the third day of each month. However, if this day falls on a weekend or holiday, payment is made on the nearest business day.
For the other beneficiaries, the payment dates depend on their birthday:
- Birthdays from the 1st to the 10th of the month: Payment sent on the second Wednesday of the month.
- Birthdays from the 11th to the 20th of the month: Payment sent on the third Wednesday of the month.
- Birthdays from the 21st to the 31st of the month: Payment sent on the fourth Wednesday of the month.

Specific Payment Dates in July, Following That Criteria:
- July 3: Payment for those who have received SSDI since before May 1997.
- July 10th: Payment for beneficiaries with birthdays between 1st and 10th of any month.
- July 17th: Payment for beneficiaries with birthdays between the 11th and the 20th of any month.
- July 24th: Payment for beneficiaries with birthdays between the 21st and the 31st of any month.
Scam Warnings from the SSA — Don’t Be the Next Victim
The SSA has issued several warnings about scammers trying to take advantage of SSDI recipients. According to the SSA, scammers typically use the following tactics:
- Impersonating a trustworthy organization: Scammers may pretend to be a government agency to gain your trust.
Fake problems or prizes: They may invent urgent problems or fake prizes to get your attention. - Pressure to act quickly: They will rush you to make decisions without thinking.
- Specific payments: You will be asked to pay in unconventional ways, such as gift cards or cryptocurrencies.
The SSA clarifies that they will never threaten you with arrest or immediate legal action, suspend your Social Security number, ask for personal information or payments to activate benefits, or ask you to pay with suspicious methods.
What to Do If You Think You’re Being Scammed
If you suspect that you are a victim of a scam, follow these steps:
- Hang up immediately, and don’t share any information the fraudsters ask for: Stop interacting with the scammer and don’t click on suspicious links.
- Report the scam: Fill out the form at the Inspector General’s Office to report the attempted scam.
If you have provided personal information to the scammer, do not feel ashamed. It is important to report the situation to the SSA and seek additional help by calling the contact numbers provided.
- Social Security Administration Contact Numbers:
- Social Security: 800-772-1213
- Social Security Disability: 800-772-1213
- Medicare: 800-633-4227
- Social Security Fraud Hotline: 800-269-0271