Social Security Disability Insurance (SSDI) payments are distributed monthly on three specific dates: the second, third, and fourth Wednesday of each month. These dates vary depending on the beneficiary’s day of birth. In April 2025, the corresponding Wednesdays will fall on the 9th, 16th, and 23rd, respectively.
April 9 payments are assigned to those born between the 1st and 10th of any month. This group receives their deposit in the second week of the month. If the beneficiary became eligible for SSDI after May 1997, this schedule automatically applies, unless he or she also receives Supplemental Security Income (SSI), which is paid on April 1.
SSDI recipients for the third and fourth Wednesday of April
Those born between the 11th and 20th of any month will receive their payment on April 16. This date corresponds to the third Wednesday of the month. Deposit is made directly into bank accounts or via Treasury Department prepaid debit cards, with no additional delays except weekends or federal holidays.
Those born between the 21st and 31st of any month will receive their SSDI on April 23rd. This is the last monthly payment date. If a beneficiary changed their payment date at the express request of Social Security, they could receive funds on April 3, along with those who receive SSI or claimed benefits before 1997.
Maximum disability amounts for April 2025
The maximum SSDI amount for 2025, applicable to April payments, is $4,018 per month. This amount reflects a 2.5% increase due to the cost-of-living adjustment (COLA) announced for 2025, rising from $3,822 in 2024. Evidence suggests that this maximum applies to disabled workers who, had they reached full retirement age (currently 67), would have received the maximum benefit based on their historical earnings. However, most beneficiaries receive less, averaging about $1,537 per month in 2024, based on historical data, with a proportional increase expected by 2025.
The maximum amount of $4,018 is for exceptional cases, such as workers with maximum taxable income for at least 35 years. For families, the maximum benefit can vary, reaching between 85% and 150% of the disabled worker’s benefit, depending on eligible dependents, such as spouses or children.
If payments do not arrive on the date you expect, the SSA recommends waiting at least 3 business days to determine if there are any banking issues that may be causing the delay. If the problem persists after that period, first call your bank, and then call the SSA or visit your nearest office.
