The Social Security Administration’s payment schedule offers shared dates for retirement beneficiaries along with those for disability insurance, known as SSDI. Disbursements for April 2025 are already confirmed by the federal agency, and payments are distributed on three different dates each month.
Those who received benefits before May 1997 or receive SSDI along with Supplemental Security Income (SSI) will maintain their payment on the 3rd of each month, but SSDI is distributed on the second, third, and fourth Wednesdays. Read on to find out your payment date, which is determined by your date of birth.
Who receives their SSDI payments on April 9, 16, and 23? Here the dates
Wednesday, April 9 corresponds to those born between the 1st and 10th of any month. Subsequently, April 16 covers those born from the 11th to the 20th, and finally, April 23 includes those born from the 21st to the 31st of any month.
A small group of beneficiaries—those who began to get their payments before May 1997—will receive their payment on Thursday, April 3. This mechanism does not alter the main schedule, which prioritizes the date of birth for the majority. The SSA clarified that this modality responds to previous, unmodified regulations.
SSDI payment maximum increased in 2025
By 2025, according to official data, the maximum monthly SSDI benefit will reach $4,018 for workers who retire at full age. This amount includes a 2.5% cost of living adjustment (COLA). Although independent estimates project an average of $1,580 specific to SSDI, adjusted for the COLA itself.
The disparity between figures is explained by the difference in calculations: the maximum amount considers high contributions, while the average reflects a broad base of beneficiaries. Organizations like Disability Secrets emphasize that these values depend on factors such as work history and severity of the disability, and that the size of the group receiving lower amounts is larger compared to those who reach the maximum.
To qualify for SSDI, applicants must demonstrate a medical disability that prevents substantial work activities for at least 12 months or results in death. The SSA evaluates the ability to generate income greater than $1,600 per month, but the amount rises to $2,700 for those beneficiaries who are blind, a type of threshold called Substantial Gainful Activity (SGA).
Additionally, a work history with sufficient work credits is required. In 2025, each credit is equal to $1,810 in annual income, with a maximum of four per year. Generally, 5 years of work within the last 10 are required for those over 24 years of age. For minors, the requirements vary depending on the age at the onset of the disability.