The Social Security Administration (SSA) confirmed the SSDI disability payment schedule for March 2025. Disbursements will be made on the 12th, 19th and 26th, depending on the date of birth. Beneficiaries born between the 1st and 10th will receive funds on the 12th; those from 11 to 20, the 19th; and those from the 21st to the 31st, the 26th.
A specific group maintains alternate dates: those who registered before May 1997 received their payment on March 3. This system, in place for decades, has been really great by optimizing distribution to more than 10 million people in the United States.
Increase in the maximum amount of SSDI due to inflation
The maximum monthly SSDI benefit will rise to $4,018 in 2025, an increase of 2.5% compared to 2024. The adjustment responds to the COLA, applicable from January to December. The SSA recalculates these amounts annually to counteract inflationary effects.
To access, applicants must present a validated medical condition in the SSA “Blue Book” and accumulate work credits. In 2025, each credit is equivalent to $1,810 of quarterly income. Those under 24 years of age require at least 6 credits obtained in the three years prior to disability.
Eligibility depends on the severity of the condition and previous contributions to the system. “Work history is crucial in determining access to the program,” an SSA spokesperson said. The procedures can be started online or in local offices, with personalized advice.
The SSA recommends streamlining the process with detailed medical and employment documentation. Those who prefer telephone assistance can contact 1-800-772-1213. Experts suggest involving lawyers specialized in complex cases.
Transition from SSDI to retirement: When and how does it happen?
Upon reaching full retirement age (FRA), SSDI recipients automatically transition into the retirement program. The FRA varies: 66 years for those born between 1943-1954; 66-67 for 1955-1959; and 67 for those born since 1960.
The amount does not change, as both programs use the same contribution-based formula. Exceptions apply if the beneficiary receives workers’ compensation or other income. “Upon reaching FRA, the disability category is replaced by retirement,” the SSA explained on its official blog.
Social Security spousal benefits are also your right
Spouses of retired or disabled workers can access up to 50% of the owner’s primary insurance amount (PIA). This support is vital for those who have not accumulated enough work credits. Eligibility varies between current spouses and former spouses.
Current spouses must be at least 62 years old or caring for a child under 16, with a marriage of at least one year. Ex-spouses require 10 years of marriage and single marital status. If the holder receives SSDI, the spouse could earn up to 75% of the PIA when caring for a disabled child.
The tax base is equivalent to 50% of the worker’s PIA. Applying before full retirement age reduces the amount: 25/36 of 1% per month in the first 36 months, then 5/12 of 1% per month. A PIA of $2,000 generates $1,000 in basis; 36 months in advance the amount changes to $750.
In January 2025, the average spousal benefit was $931 per month, adjusted for the 2025 cost of living adjustment (COLA).