Social Security beneficiaries with birthdays between the 1st and 10th of each month will receive their payments on April 9, 2025, according to the official calendar based on dates of birth. This Wednesday corresponds to the second of the month, aligned with the distribution system that organizes disbursements into four monthly groups.
The mechanism prioritizes retirees, survivors, disabled workers and dependents, although the amounts vary depending on retirement age. Estimates for 2025 indicate significant differences in maximum and average payments between those who retire at age 62, 67, or 70.
2025 Social Security payments: Who receives up to $5,108 and how do it?
As we just said, on April 9, 2025 will mark the second monthly delivery for beneficiaries born in the first 10 days of the month. This system, established by the Social Security Administration (SSA), divides payments into four consecutive Wednesdays based on date of birth: 1 to 10 (second Wednesday), 11 to 20 (third Wednesday), and 21 to 31 (fourth Wednesday).
The types of beneficiaries They include four main categories:
- Retirees: Retired workers who contributed to the system through taxes.
- Survivors: Relatives of deceased workers, such as spouses or children.
- Disabled workers: People with disabilities who meet work requirements.
- Dependents: Relatives of retirees or disabled people who depend on them financially.
Retirees Who Wait a Few Years Can Increase Their Monthly Benefits
Estimates for 2025 consider adjustments for inflation and actuarial parameters. The maximum benefit at age 70 is calculated by applying an 8% annual increase for each year of delay after full retirement age (age 67 for those born in 1960 or later). This generates a cumulative increase of 24% over the base amount.
For average payments, a distribution of beneficiaries is assumed: approximately half retire at age 62, 40% at age 67, and 10% at age 70. This proportion explains why the general average is around US$1,976 per month, according to official data.
Benefit amounts are directly tied to retirement age. Those who choose to retire at age 62 face permanent reductions, while delaying retirement until age 70 increases payments. By 2025, official estimates project the following figures:
- At age 62: The maximum payment is US$2,883 and the average is US$1,600 per month.
- At age 67: The maximum payment is US$4,119 and the average is US$2,300 per month.
- At age 70: The maximum payment is US$5,108 and the average is US$2,850 per month.
If you have more questions, you can find more information on the official SSA website, where you can clear up practically all your doubts. Otherwise, you can call the beneficiary service line at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m. local time, Monday through Friday.
Or, you can show up in person at an SSA office to have an official explain everything to you: all consulting options are completely free.
