We are just a few days away so that the last month of the year begins, and there is no better way to prepare for the holidays than to be aware of the changes in the Calendar of Social Security Payments. You may be surprised if you are not familiar with how the Social Security Administration (SSA) handles these types of circumstances. For this last month, it will be very different from what has been experienced in the past.
To avoid this, we bring you the details so you can obtain more information about how this government office handles everything to guarantee your Social Security payment.
What’s inside the planning of each Social Security payment?
Each Social Security payment involves detailed planning by the SSA about how the funds will be disbursed throughout the month. You can check in your official payment schedule. Before going to make a consultation on this calendar, it is important to familiarize yourself with its general rules. SSA will plan Social Security benefits based on the following guidelines:
- It divides beneficiaries into two segments, based on the date they began receiving their payments, with May 1997 as the cut-off date. The group that started before said date will receive its Social Security payment on the third day of the month. Those who started later should follow the following steps.
- Classify the second group according to your program. Supplemental Security Income (SSI) members will receive their money on the first day of the month.
- The rest, who are part of OASDI (Old Age, Survivors, and Disability Insurance), should follow the following guideline: Separate each OASDI beneficiary according to their date of birth, so that one group receives payment once a week, from the second to the fourth week, as follows.
| Moth’s Week | Birth Date of the Beneficiary |
| Second | 1st to 10th day |
| Third | 11th to 20th day |
| Fourth | 21st to 31st day |
What will the complete schedule look like for each Social Security payment?
This will be the complete calendar of each Social Security payment to be distributed in December.
- Tuesday, December 3: Payment for all SSA beneficiaries who started before May 1997.
- Wednesday, December 11: Disbursement for OASDI members who started after May 1997 and have a birthdate between the 1st and 10th of the month.
- Wednesday, December 18: Payment for OASDI beneficiaries after May 1997 whose dates of birth are between the 11th and 20th of each month.
- Tuesday, December 24: Subsequently, the last payment was made for the rest of OASDI members.
- Tuesday, December 31: SSI payment.
You may be wondering why you receive a additional SSI payment at the end of the month and you don’t receive any SSI payments at the beginning. The 25th payment was moved to the 24th. If you pay attention, you will see that the original dates coincide with a holiday or a weekend. The SSA will advance the payment date in these situations to avoid any unforeseen system problems or breakdowns that could jeopardize any Social Security payment.
How high will your Social Security payment be and how to be a beneficiary?
A general rule of thumb is to validate the average SSA payment because there is no set figure for everyone. According to the most recent figures from October, payments are $1,875.82 for retirees, $1,599.29 for dependents of survivors, $1,404.75 for disabled people and $697.50 for SSI.
The first step is to make sure that each program’s eligibility requirements cover you so that your Social Security benefit is guaranteed. Below we help you with a short summary of the requirements.
- Retirement insurance: Contribute 10 years to the SSA and turn 62 or older.
- Disability Insurance: Contribute at least 5 years of the previous 10 years and be declared disabled or blind by a medical professional.
- Survivor benefits: I contributed to SSA before I passed away.
- SSI: Earn less than $1,971 per month or have less than $2,000 and be over 65 or disabled.