The Social Security Administration (SSA) has established a payment schedule for the year 2025 that will affect beneficiaries of the Supplemental Security Income (SSI) program. This program provides financial assistance to adults, youth, and children with a disability and/or blindness who require financial support.
The SSA generally makes payments on the first day of each month, as long as they do not fall on federal holidays, weekends, or mandatory rest days. If they coincide, the bonus date is brought forward to the previous business day.
The 2025 SSI payment schedule has been designed with these factors in mind, resulting in 12 payments being scheduled throughout the year. However, beneficiaries will not receive payments on the usual dates during the months of January, February, March, June, September and November, because the first days of those months fall on non-working days.
Instead, the corresponding payments will be made the previous business day, which means that beneficiaries must be aware of the exact dates to avoid confusion.
This adjustment to the payment schedule is not unusual, as the SSA implements these types of changes annually to ensure that beneficiaries receive their payments in a timely manner, avoiding potential inconveniences that could occur if payments are made during non-business days.
Who are the Beneficiaries of the SSI Program?
The SSI program is aimed at different groups of people who meet certain prerequisites established by the SSA. Beneficiaries include people over the age of 65, individuals with disabilities (both adults and children), people who are legally blind, and those with limited income and financial resources.
The specific categories of beneficiaries are detailed below, one by one, so you can find if you can fit in one of those and start applying for SSI allotments.
People Over 65 Years
People who are 65 years of age or older and who meet the income and resource requirements established by the program can receive SSI benefits. This financial support is intended to help seniors who have limited financial resources and need assistance to meet their basic needs.
People with Disabilities
The SSI program also covers adults with disabilities who are under age 65 and who have a physical or mental disability that prevents them from doing substantial work. To be eligible, the disability must be of such severity that it is expected to last at least one year or result in death.
Children under age 18 with serious physical or mental disabilities that result in marked and severe functional limitations may also be eligible to receive SSI benefits. However, a child’s eligibility depends on his or her family’s income and resources, which must be within the limits established by the program.
Blind People
People of any age who are legally blind can qualify for SSI if they meet income and resource requirements. Legal blindness is defined as corrected vision of 20/200 or less in the better eye, or with a visual field limited to 20 degrees or less.
People with Limited Income and Resources
To be eligible for SSI, applicants must have limited income and financial resources. Income includes cash, social security payments, pensions, salaries and other regular income. Resources, on the other hand, include assets such as cash, bank accounts, real estate (excluding the house where the person lives), and other assets.
Legal Residents and US Citizens
SSI benefits are available to US citizens and certain legal residents. In some cases, non-citizens who are legally present in the country and meet certain specific criteria may also be eligible to receive these benefits.
Children from Low Income Families
Children who meet disability requirements and whose families have limited income and resources can receive SSI benefits. The income and resources of the parents or legal guardians are considered when evaluating the child’s eligibility, ensuring that help reaches those who need it most.
Social Security Number (SSN) Exposed Online
The Social Security number (SSN) in the United States is a unique identifier assigned to US citizens, permanent residents, and some non-citizens who are authorized to work in the country. This number is a serious thing as it is used to track a person’s earnings throughout their working life and to calculate retirement, disability, and survivor benefits through the Social Security program.
Additionally, the SSN is required to file federal and state tax returns, open bank accounts, apply for credit cards, or take out loans. It is also used in other contexts, such as enrollment in educational institutions and purchasing real estate.
Despite its importance and personal and non-transferable nature, the SSN can be used illegally by another person, which constitutes a crime of identity theft.
How Do I Know if Someone is Using my Social Security Number?
Check your credit history: It is advisable to order a free credit report through AnnualCreditReport.com, the federally authorized site. You can get a free report from the three major credit bureaus (Equifax, Experian and TransUnion) once a year. In the report, check to see if there are any credit accounts, loans, or cards that you have not applied for or used.
Monitor your financial accounts: Carefully review your bank and credit card statements. Look for suspicious or unauthorized transactions. It’s also helpful to set up alerts with your banks to notify you of any unusual activity.
Review your Social Security earnings history: Request an account statement from the Social Security Administration (SSA). This will allow you to verify if the earnings that appear in your history match your records. If you see income you don’t recognize, it could be a sign that someone else is using your SSN.
Report tax problems: If you receive a letter from the IRS saying you owe taxes on income you don’t recognize, or if your return is rejected because someone already filed using your SSN, your number has likely been compromised.
Use identity theft protection services: Consider signing up for an identity monitoring service that can alert you to unauthorized use of your SSN.
Consult with the IRS Identity Protection Service: If you think or suspect that someone has used your SSN to file a tax return in a fraudulent way, you can get in touch the IRS Identity Protection Service.
File a fraud report: If you confirm that someone is using your SSN, file a report with the Federal Trade Commission (FTC) through IdentityTheft.gov.
Block or freeze your credit: If you suspect your SSN is stolen or compromised by fraudsters, you can freeze your credit with the three major credit bureaus. This prevents new creditors from accessing your credit report and makes it harder for thieves to open accounts in your name.
