In 2025, those receiving Social Security benefits can look forward to a 2.5% increase in their monthly checks. While this anticipated rise aligns with analyst predictions, it’s notably smaller than the increases seen in the past couple of years. This change reflects a moderation in inflation compared to previous years. In 2024, recipients enjoyed a 3.2% increase in benefits, which followed a significant 8.7% hike in 2023 due to inflation levels not seen in over 40 years.
With the arrival of a new year, Social Security beneficiaries can expect another round of payments. These monthly payments from the Social Security Administration (SSA) are crucial for many, and the schedule varies based on specific criteria.
Understanding SSI Payment Schedule
Regular monthly payments from the SSA are distributed on a schedule largely determined by your birth date. For those who filed claims after May 1, 1997, Social Security retirement, disability, and survivor (RSDI) beneficiaries can expect their payments on either the second, third, or fourth Wednesday of each month.
For those benefiting from Supplemental Security Income (SSI), which provides monthly payments to individuals with disabilities and older adults with minimal or no income and resources, payments are typically made on the 1st of each month.
If the 1st falls on a weekend or a holiday, the payments are usually issued on the preceding weekday. Additionally, recipients who began receiving benefits before May 1997 have a designated payment date.
Social Security Payment Schedule for January 2025
Here is when beneficiaries can expect their monthly payments in January:
- SSA beneficiaries who started receiving benefits before May 1997: January 3
- Birthday between the 1st and 10th of the month: January 8 (Second Wednesday of the month)
- Birthday between the 11th and 20th of the month: January 15 (Third Wednesday of the month)
- Birthday between the 21st and 31st of the month: January 22 (Fourth Wednesday of the month)
Since New Year’s Day on January 1 is a holiday, this month’s SSI payment will be distributed on New Year’s Eve, December 31, according to the Social Security Administration.