Starting on the second Wednesday of February 2025, the Social Security Administration (SSA) will begin distributing corresponding payments to beneficiaries. The payment dates are scheduled for February 12, 19 and 26, and depend exclusively on the date of birth of each beneficiary.
The first to receive their payment will be those born between the 1st and 10th of any month, who will receive their deposit on February 12. Recipients with birthdays between the 11th and 20th will receive their payment on February 19, while those born between the 21st and 31st will be served on February 26.
Some Social Security payments that were advanced
In addition to retirement payments, which are regular and periodic, the SSA also distributes other benefits, such as Supplemental Security Income (SSI). Normally, these payments are made on the first day of each month, but the February payment was brought forward (because the 1st falls on a Saturday) to January 31.
However, these beneficiaries, who may also be retirees (who are given these additional funds to improve their financial situations) will also see their March SSI payment advanced to February 28. Then the next payment will be April 1st.
In the meantime, retirees will receive their three March payments on March 12, 19, and 26, following the same logic as in February, as we explained in the first two paragraphs of this article.
Maximum retirement payments for 2025
For retirees, the maximum payment can be up to $5,108. This amount is intended only for a specific group of retirees who meet certain requirements.
To receive the maximum payment, beneficiaries must have postponed their retirement until age 70. Those who retire before Full Retirement Age (FRA) receive reduced amounts.
The Social Security amount is based on the beneficiary’s 35 years of highest earnings. To qualify for the maximum payment, it is necessary to have had consistently high income throughout your working life, close to the maximum taxable limit (which in 2025 will be approximately $168,600 annually).
Recipients must have accumulated at least 40 work credits (equivalent to 10 years of work) to be eligible for any Social Security benefits. However, for the maximum pay, a longer, well-paid work history is required.
Finally, they should choose to retire at age 70, because receiving it earlier than that significantly reduces the monthly amount.