The March 12, 2025 payment applies to SSDI, retirement, or survivor beneficiaries whose birthdays occur between the 1st and 10th of any month, as long as they began their benefits after May 1, 1997. The date aligns with the Social Security Administration (SSA) calendar.
Those who began receiving payments before May 1997 will receive their benefit on March 3, regardless of their date of birth. Dependents, such as spouses or children, receive the payment on the same day as the holder, as detailed in the Schedule of Social Security Payments.
Social Security payments in March 2025
SSA assigns dates based on birthdays to optimize monthly distribution to more than 70 million beneficiaries. This system avoids congestion in electronic deposits, mandatory since 2013, except in exceptional approved cases.
Delays must be reported after three business days from the scheduled date. For questions, the entity recommends contacting 1-800-772-1213 or accessing the my Social Security platform.
The March 2025 payments include a 2.5% cost of living adjustment (COLA), announced on October 10, 2024. In SSDI, the maximum amount reaches $5,108 per month for those with high-income histories and reached full retirement age (FRA).
The average for SSDI is $1,580, according to updated data from the SSA. The calculations consider the average indexed monthly earnings (AIME) and the primary insurance amount (PIA), not the severity of the disability.
More numbers for retirement benefits
For 2025, maximum Social Security benefits vary by retirement age. At age 62, the estimated monthly amount is $2,831, with a reduction due to early retirement and PIA adjustments. At age 65, the intermediate benefit is $3,795, while at age 66 it increases to $4,043, a figure close to full retirement age for some beneficiaries.
At age 67, considered the full retirement age for those born in 1960 or later, the maximum benefit is $4,018, although in some cases it can reach up to $5,108. Finally, at age 70, with the application of late payment credits, the maximum estimated amount reaches $5,108, according to calculations from the SSA and other sources.
So it all depends on, in addition to the income you had when you worked, the age at which you retire, whether at 62 or if you wait until the maximum age of 70.
