The first Social Security payments, from 2025, will begin to arrive in January. The timing of your payment, with certain exceptions, is based on the schedule created to make payments relative to your date of birth. However, if you are one of the beneficiaries who received Social Security before May 1997 or are receiving both Social Security and SSI, Social Security sends your money on the 3rd and SSI on the first day of each month.
If your pay date falls on a federal holiday or weekend, you can expect to get your payment for that month on the immediately preceding weekday.
The average monthly Social Security check for the year 2025 is set to be impacted by the cost of living adjustment (COLA), which was set by the SSA to 2.5%.
Why you should have a My Social Security account now
You should consider registering for access to a My Social Security account. You can use this account to securely manage your personal Social Security information. If you are concerned about mail theft or travel frequently, you can take the alternative of not receiving notices via postal mail and instead validate them from those available online.
The account may help you manage tasks such as applying for a replacement Social Security card, validating the status of an application, estimating future benefits, and receiving updates about the COLA for 2025. This account can also be used to update your direct deposit information and obtain your Social Security 1099 form.
The full Social Security Schedule for the whole year of 2025
- January
- December 31, 2024: SSI Payment
- January 3: Retirees before 1997
- January 8: Birthdays from the 1st to the 10th
- January 15: Birthdays from the 11th to the 20th
- January 22: Birthdays from the 21st to the 31st
- February
- January 31: SSI Payment
- February 3: Retirees before 1997
- February 12: Birthdays from the 1st to the 10th
- February 19: Birthdays from the 11th to the 20th
- February 26: Birthdays from the 21st to the 31st
- March
- February 28: SSI Payment
- March 3: Retirees before 1997
- March 12: Birthdays from the 1st to the 10th
- March 19: Birthdays from the 11th to the 20th
- March 26: Birthdays from the 21st to the 31st
- April
- April 1: SSI Payment
- April 3: Retirees before 1997
- April 9: Birthdays from the 1st to the 10th
- April 16: Birthdays from the 11th to the 20th
- April 23: Birthdays from the 21st to the 31st
- May
- May 1: SSI Payment
- May 2: Retirees before 1997
- May 14: Birthdays from the 1st to the 10th
- May 21: Birthdays from the 11th to the 20th
- May 28: Birthdays from the 21st to the 31st
- June
- May 30: SSI Payment
- June 3: Retirees before 1997
- June 11: Birthdays from the 1st to the 10th
- June 18: Birthdays from the 11th to the 20th
- June 25: Birthdays from the 21st to the 31st
- July
- July 1: SSI Payment
- July 3: Retirees before 1997
- July 9: Birthdays from the 1st to the 10th
- July 16: Birthdays from the 11th to the 20th
- July 23: Birthdays from the 21st to the 31st
- August
- August 1: SSI and Retirees before 1997
- August 13: Birthdays from the 1st to the 10th
- August 20: Birthdays from the 11th to the 20th
- August 27: Birthdays from the 21st to the 31st
- September
- August 29: SSI Payment
- September 3: Retirees before 1997
- September 10: Birthdays from the 1st to the 10th
- September 17: Birthdays from the 11th to the 20th
- September 24: Birthdays from the 21st to the 31st
- October
- October 1: SSI Payment
- October 3: Retirees before 1997
- October 8: Birthdays from the 1st to the 10th
- October 15: Birthdays from the 11th to the 20th
- October 22: Birthdays from the 21st to the 31st
- November
- October 31: SSI Payment
- November 3: Retirees before 1997
- November 12: Birthdays from the 1st to the 10th
- November 19: Birthdays from the 11th to the 20th
- November 26: Birthdays from the 21st to the 31st
- December
- December 1: SSI Payment
- December 3: Retirees before 1997
- December 10: Birthdays from the 1st to the 10th
- December 17: Birthdays from the 11th to the 20th
- December 24: Birthdays from the 21st to the 31st
- December 31: SSI Payment (for January 2026)