In April 2025, the Social Security Administration (SSA) will be issuing April 2025 payments on three staggered dates, as usual, based on the date of birth of beneficiaries who began receiving benefits after May 1997.
The second Wednesday, April 9, corresponds to those born between the 1st and 10th of any month. The third Wednesday, April 16, applies to those born between the 11th and the 20th, while the fourth Wednesday, April 23, covers beneficiaries with birthdays between the 21st and the 31st. If the 3rd of a month falls on a weekend or holiday, payment is made the previous business day.
Beneficiaries claiming benefits since before May 1997 will get their payments on April 3, along with those recipients who reside abroad.
How much maximum could Social Security beneficiaries receive?
The payments include the 2.5% cost-of-living adjustment (COLA) implemented in January 2025, increasing amounts from 2024. Beneficiaries who claimed benefits at age 70 could receive up to $5,108, while those who retired at age 62 would have a maximum of $2,831. The average monthly benefit is estimated at $1,976.
For 2025, changes also apply such as increasing the maximum taxable income limit to $176,100 and the full retirement age (FRA) to 67 for those born in 1960 or later. These adjustments seek to guarantee the sustainability of the program in the face of demographic changes.
It is recommended to use the My Social Security portal to manage benefits, view payment dates, update information or enroll in direct deposit, a method that ensures timely receipt of funds.
In case of delays, the SSA recommends waiting three business days, verifying the My Social Security account or contacting the bank. If the problem persists, call 1-800-772-1213. Payments are often delayed due to holidays, banking errors or outdated information, although most are resolved without additional intervention.
April 2025 SSI Payments: Important Supplement for Low-Income Retirees
Recipients of the Supplemental Security Income (SSI) program will receive their April payments on April 1, 2025, a fixed date that does not depend on the date of birth. For this month, the maximum amounts established are $967 for a single beneficiary and $1,450 for a couple.
These funds, administered by the SSA, serve as an essential supplement for retirees whose regular Social Security benefits are insufficient due to limited income histories or adverse economic situations.
Many seniors and people with disabilities rely on this combination of SSI and Social Security to maintain a modicum of financial stability, especially in a context of persistent inflation.
Unlike Social Security staggered payments, SSI funds are always distributed on the first day of the month, unless that day falls on a weekend or holiday. Unfortunately, this is not the case for the month of April, meaning that the payment will be sent promptly on April 1.
