The Social Security Administration (SSA) has already officially confirmed the distribution of benefits for disabled workers who receive SSDI payments, one of the agency’s most important programs that supports millions of Americans every month.
The SSDI program is available to those workers who have worked legally in the United States and who have paid their respective Social Security tax contributions for a minimum number of years. For this month, some can expect up to $4,018, but later we will tell you how to access that maximum amount.
Qualification and distribution of SSDI payments in 2025
The Social Security Administration (SSA) establishes specific criteria for accessing disability benefits (SSDI). In 2025, applicants must:
- Meet the medical definition of disability: A condition that prevents meaningful work activity (SGA) for at least 12 months or is life-threatening, according to SSA parameters.
- Prove work experience: Through credits obtained when contributing to Social Security. In 2025, each credit is equivalent to $1,810 of income, for a total of $7,240 annually for the maximum of 4 credits. For people under 24 years of age, at least six credits accumulated in the last three years prior to disability are needed to qualify for SSDI payments.
- Income limits and exclusions for SSDI: Those above $1,620 per month (non-blind people) or $2,700 (legally blind people) lose eligibility, even if they have a medical condition. The SSA prioritizes those who cannot sustain employment.
SSDI payment dates and logistics structure
The SSDI program was created in 1956 as part of the amendments to the United States Social Security Act, which was an important milestone in the expansion of benefits for American workers. The primary goal was to provide financial support to individuals who, due to a medical disability, were unable to engage in substantial work.
Over the years, the SSDI program has undergone several modifications and updates to adapt to the changing needs of the population.
Deposits are scheduled based on date of birth:
- Birthdate 1-10: Benefits available on March 12
- Birthdate 11-20: Benefits available on March 19
- Birthdate 21-31: Benefits available on March 26
- Exceptions: Beneficiaries registered before May 1997 receive payments on the 3rd of each month.
For 2025, after the cost of living adjustment (COLA), the maximum amount was established at $4,018, but it is for those workers who have worked a sufficient number of years and have paid the maximum taxable amount of taxes to Social Security, having had high salaries.
If you have any doubts, you can find all your work history and paid Social Security taxes by logging to your account at https://www.ssa.gov/myaccount/.
