In the month ofIn March 2025, Social Security Disability Insurance (SSDI) disbursements will be made in a phased manner, as has been the custom established decades ago by the Social Security Administration (SSA).
Payments will be made on the second, third, and fourth Wednesday of the month, specifically the 12th, 19th and 26th, respectively, depending on the date of birth of each beneficiary. In detail, those who have birthdays between the 1st and the 10th of the month will receive their payment on the 12th; those born between the 11th and 20th, the 19th; and those from the 21st to the 31st, the 26th.
It should be noted that those beneficiaries who registered before May 1997 have a special date assigned, receiving their payments on the 3rd of each month.
The first SSDI disability payment arrives in a week
To clarify, the first of the payments will arrive next Wednesday, that is, exactly in one week, as you can see in the following diagram:
- Born from 1 to 10: payment on March 12, 2025.
- Born from 11 to 20: payment on March 19, 2025.
- Born from 21 to 31: payment on March 26, 2025.
As for the amounts, the maximum monthly benefit for SSDI in 2025 amounts to $4,018, which represents an increase compared to the $3,822 that was paid in 2024. This increase is a result of the cost of living adjustment (COLA), which was 2.5% and is in effect from January to December 2025.
To be able to access these benefits, applicants must meet two fundamental requirements:
Medical Condition: The individual must suffer from an illness or condition that the Social Security Administration (SSA) considers serious enough to prevent the individual from performing substantially gainful work activity for at least 12 months or, failing that, the condition is expected to be life-threatening.
Work history: It is essential to have an adequate number of work credits, which are accumulated from the payment of Social Security taxes. In 2025, one credit is granted for every $1,810 of income in a quarter, reaching a maximum of 4 credits per year, which is equivalent to a minimum of $7,240 annually to obtain the total.
Aside from this, the number of credits required by the SSA to grant SSDI benefits may vary depending on the beneficiary’s circumstances. For example, for those under 24 years of age, it is necessary to have accumulated at least 6 credits during the 3 years prior to disability, which is approximately equivalent to 1.5 years of work with income that allows obtaining the corresponding credits.
When and how to apply for SSDI benefits
If you are thinking about applying for SSDI, it is important that you start collecting your medical and employment information as soon as possible. Gather medical reports that support your condition and demonstrate how it affects your ability to work. You can begin the process online through the SSA website or stop by a local office, where you will receive personalized guidance in completing the necessary forms.
The ideal is to apply as soon as you notice that your health prevents you from performing a job on a regular basis, as you may be eligible to receive retroactive benefits. Having the support of a specialized advisor can also make this process easier for you. If online is not your way, proceed by calling the SSA at 1-800-772-1213. There they will guide you with kindness and dedication to service on the process to follow.