In 2025, Supplemental Security Income (SSI) payments are scheduled for the first day of each month, except when this date falls on a weekend or federal holiday. In those cases, payments are advanced to the nearest business day. The new year begins, in itself, with a change of date for SSI beneficiaries: January 1, of course, is a holiday, so the Social Security Administration (SSA) will advance the payment to the 31st December 2024.
As you could know so far, the SSI benefits are intended to help those senior or disabled Americans that can’t engage in a substantial gainful activity (SGA) due to qualifying conditions. Different from the SSDI (disability benefits), the SSI does not require for the individual to have paid their Social Security taxes.
SSI schedule will bring double payments in the same month
Some months will present the same feature that will cause beneficiaries to receive two checks in the same month, while in other months they will not receive any payment, as a consequence of this SSA feature:
- May 1 and May 30 (corresponding to the month of June)
- August 1 and August 29 (corresponding to the month of September)
- October 1 and October 31 (corresponding to the month of November)
- December 1 and 31 (corresponding to the month of 2026)
The rest of the months, payments are scheduled to be sent as normal on the 1st of each month, because they do not coincide with holidays or weekends.
How much to expect monthly if you are an SSI beneficiary
As you already know, the SSI benefit provides financial assistance to low-income people who are older or have a qualifying disability. While the maximum monthly SSI payment for 2024 is $967 for an individual and $1,450 for a couple, we must highlight that not all beneficiaries receive this maximum amount. Furthermore, qualifying beneficiaries can claim up to $484 to pay for an essential helping person.
The exact amount a person receives in SSI benefits depends on several factors. One of the most important factors is income. If a person has other income, such as earnings from employment or Social Security benefits, their SSI payment may be reduced. In addition to income, a person’s resources, such as savings accounts or property, can also affect their SSI benefits. Living conditions also influence;
For example, if a person lives with someone else, that person’s income and resources may be considered when calculating the benefit. There may also be changes in maximum amounts depending on your state of residence. Some local financial aid services may provide additional amounts based on the local cost of living.