The first Social Security payments of 2025 will begin to arrive in January. The timing of your payment, with certain exceptions, is based on the schedule created to make payments relative to your date of birth. However, if you are one of the beneficiaries who received Social Security before May 1997 or are receiving both Social Security and SSI, Social Security sends your money to you on the 3rd and SSI on the first day of each month.
If your pay date falls on a federal holiday or weekend, you can expect to get your payment for that month on the immediately preceding weekday. The average monthly Social Security payments in 2025, although the COLA increase for 2025 has not been officially announced, economist David Payne estimates that the final percentage could be around 2.5%, close to what the Senior Citizens League projects.
The Average for the Year 2024
In the month of August 2024, the average monthly Social Security check for all retirement beneficiaries was $1,920.48, according to the Social Security Administration (SSA). If this percentage comes into effect, beneficiaries will have an annual increase of $576 or a monthly increment of $48.00.
Here we will show you the Social Security benefit payment schedule for next year 2025, according to the Social Security payment schedule for the year 2025, here you can find all confirmed payment dates for retirees.
2025 Social Security Benefit Payment Schedule
| Date of birth in | WE | WE | WE |
| Date of birth in | January | February | March |
| 1st – 10th | Wednesday, January 8 | Wednesday February 12 | Wednesday March 12 |
| 11 – 20 | Wednesday, January 15 | Wednesday February 19 | Wednesday March 19 |
| 21 – 31 | Wednesday, January 22 | Wednesday February 26 | Wednesday March 26 |
| Date of birth in | April | Can | June |
| 1st – 10th | Wednesday April 9 | Wednesday, May 14 | Wednesday June 11 |
| 11 – 20 | Wednesday April 16 | Wednesday, May 21 | Wednesday June 18 |
| 21 – 31 | Wednesday April 23 | Wednesday, May 28 | Wednesday June 25 |
| Date of birth in | July | August | September |
| 1st – 10th | Wednesday, July 9 | Wednesday August 13 | Wednesday, September 10 |
| 11 – 20 | Wednesday July 16 | Wednesday August 20 | Wednesday, September 17 |
| 21 – 31 | Wednesday, July 23 | Wednesday August 27 | Wednesday, September 24 |
| Date of birth in | October | November | December |
| 1st – 10th | Wednesday, October 8 | Wednesday, November 12 | Wednesday, December 10 |
| 11 – 20 | Wednesday, October 15 | Wednesday, November 19 | Wednesday, December 17 |
| 21 – 31 | Wednesday, October 22 | Wednesday, November 26 | Wednesday, December 24 |
You should consider registering to have access to a My Social Security account. You can use this account to securely manage your personal Social Security information. If you are concerned about mail theft or travel frequently, you can take the alternative of not receiving notices via postal mail and instead validate them from those available online.
The account may help you manage tasks such as applying for a replacement Social Security card, validating the status of an application, estimating future benefits, and receiving updates about the COLA for 2025. This account can also be used to update your direct deposit information and obtain your Social Security Form 1099.