New Social Security Disability Insurance (SSDI) benefits are confirmed for this week, and an additional group for next week, but we’ll go in order. First, let’s remember that the SSDI program provides benefits to disabled workers whose diagnosis indicates that the illness or condition will last at least 1 year or end in death.
SSDI payments are made in three tranches, based on the beneficiaries’ date of birth. The first group received their payment on April 9 (second Wednesday of the month), and were those who have a birthday between the 1st and 10th of any month. Then, the second group – those who comply between the 11th and 20th of any month – is scheduled to receive their benefits on April 16.
The last group – those who have a birthday between the 21st and 31st of any month – will receive their payments on Wednesday, April 23, that is, the fourth Wednesday of the month. Those who simultaneously receive SSDI along with Supplemental Security Income (SSI) will receive their next payment on May 3.
How does the SSA deposit SSDI disability payments?
Payments are made by direct deposit into bank accounts, processed at 12:01 a.m. of the established day. If the date falls on a federal holiday or weekend, the deposit is advanced to the last previous business day. For example, if April 16 is a holiday, payment will be issued on Friday the 14th (Don’t worry, this month that’s not the case).
The SSA has not sent physical SSDI checks since 2013, according to federal regulations. Beneficiaries must update their bank details when account changes occur to avoid delays. Additionally, cost of living adjustments (COLA) were automatically reflected in the amounts from January 2025.
For unusual delays, SSA recommends checking the official schedule first. If the delay persists, it is suggested to contact the entity or review possible suspensions due to unreported changes. In 2024, 2.1% of payments were delayed due to errors in banking information.
Beneficiaries can access their personalized calendar through the my Social Security platform. This tool also allows you to download payment receipts and update contact information. For those who do not have online access, SSA offers telephone support in English and Spanish.
The maximum payment possible is $4,018, but that’s an amount reserved for just a few beneficiaries that worked for at least 10 years with the highest taxable income, and paid their Social Security taxes according to that income.
Can the survivors of a deceased SSDI beneficiary inherit their payments?
Social Security Disability Insurance (SSDI) payments end upon the death of the beneficiary. The Social Security Administration (SSA) does not allow these funds to be transferred to heirs, as they are designed exclusively for the holder while they are alive. However, there are exceptions and alternative benefits for family members in certain cases.
Survivors (spouse, children or dependent parents) could access different benefits under the Social Survivorship Security program. This does not inherit SSDI, but calculates payments based on the deceased’s work history. To qualify, they must meet specific age, disability, or economic dependency requirements.
If the deceased beneficiary had outstanding payments at the time of death, these can be claimed by the legal representative or spouse. For example, if the death occurs after the scheduled payment date, the money already deposited should not be returned. The SSA requires notification of the death immediately to avoid erroneous deposits.
Survivors should contact SSA to apply for the one-time death benefit (currently $255) and evaluate eligibility for survivor pensions. Presenting the death certificate and documents proving the relationship (marriage certificate, birth) is mandatory. Monthly payments to family members depend on the individual situation.
