In March 2025, Supplemental Security Income (SSI) recipients will not receive a payment for that month. According to the Social Security Administration (SSA), when the first day is a non-business day, the disbursement is made on the last previous business day. Since March 1st fell on a Saturday, the deposit was made on February 28th.
This policy guarantees timely access to funds through direct deposits or cards. Some beneficiaries reported confusion when receiving the March payment in February, affecting their financial planning. “No additional payments were reported in March,” the SSA confirmed on March 3, 2025.
Maximum SSI benefit amounts for 2025
The maximum SSI amounts for 2025 include a 2.5% cost of living adjustment (COLA). This annual increase partially offsets inflation to preserve purchasing power, according to official SSA data. The adjustment is applied automatically without requiring additional procedures.
For individual applicants (single), the maximum amount approved by the SSA is $967, an amount that grows to $1,450 when they are couples applying for benefits together. Then, for payment for an essential person (basic daily task helper), the SSI system offers up to $484.
Some rules of the Supplemental Security Income (SSI) program
Reductions in SSI benefits depend on the type of income the beneficiary receives. For earned income, for every $2 earned, the benefit is reduced by $1. For unearned income, such as pensions, for every $1 received, $1 is deducted from the payment. This difference in calculation is intended to encourage participation in economic activity among beneficiaries.
Federal regulations require maintaining limited resources, such as cash, non-primary property, or additional vehicles. Exceeding the established thresholds may suspend the benefit. SSA conducts periodic reviews to verify compliance with these requirements.
The SSA recommends checking payment dates at ssa.gov or by calling 1-800-772-1213. Changes in the housing situation, such as sharing housing without dividing expenses, reduce the benefit to $342.33. “We cover only basic needs,” the agency reiterated in an official statement.
Some beneficiaries may qualify to receive SSI along with Social Security retirement
To receive Social Security benefits, such as retirement or disability benefits, you need to have worked and accumulated enough “credits” throughout your working life (generally about 10 years of formal work). These payments are calculated according to your contributions to the system and the age at which you decide to retire.
On the other hand, SSI (Supplemental Security Income) is designed for people with limited resources and who have little or no income, such as older adults, people with disabilities, or children in specific situations. Here, it doesn’t matter whether or not you worked before: the key thing is to comply with the income and asset limits established by the program.
If you already receive Social Security payments, but they are very low and are not enough to cover basic needs, SSI can act as a supplement. Of course, to qualify, your total income (including the amount of Social Security) and your possessions (such as savings or additional properties) must be below the limits set by SSI.
It is like extra support that seeks to ensure that no one is left in a vulnerable situation, even if what you receive for your work history is not enough. It is always a good idea to consult with a social benefits expert to evaluate your personal case and avoid confusion.
