If you want to know how SSDI payments work in March 2025, I’ll explain it to you in a simple way in this article which, luckily, is the right place to clear up all your doubts. SSDI (Social Security Disability Insurance) benefits are paid on the second, third, and fourth Wednesday of each month. For March 2025, those dates will be the 12th, 19th and 26th. The date you get depends on your birthday.
For example, if you were born between the 1st and the 10th, your payment arrives on the second Wednesday, that is, March 12. If your birthday falls between the 11th and the 20th, it will be the third Wednesday, the 19th. And if you were born between the 21st and the 31st, it will be the fourth Wednesday, the 26th. This is how the SSA organizes payments.
The SSA explains: How are these dates decided?
The Social Security Administration (SSA) uses your date of birth to assign you a payday. This prevents everyone from receiving their money at the same time and keeps the system tidy. So, depending on the day you were born, you will know if it is your turn on March 12, 19, or 26, 2025. It’s pretty handy!
Now, we need to figure out how much money you will receive: That depends on your past income, because SSDI is calculated based on what you earned before. There is no fixed maximum like in other programs. For 2025, they announced a 2.5% cost-of-living adjustment (COLA) increase, and the average will rise to $1,580 per month from $1,542 in 2024.
But keep in mind that $1,580 is just an average. Your exact payment may be different, so to know for sure, check your statement on the SSA website. There you will find all the personalized information about your SSDI benefits. It is the most reliable source without speculation or errors.
Are retirement, SSDI and SSI the same?
Don’t mix-up SSDI with SSI (Supplemental Security Income). Although both are managed by the SSA, they are different. SSI is for those in financial need, and it does have maximum amounts: $967 a month for individuals and $1,450 for couples in 2025.
But SSDI is another story, based on your work history, in the same way that Social Security retirement benefits depend on the amount of money you have contributed throughout your work history by paying credits in the form of Social Security taxes.
