If you rely on Social Security Disability benefits (SSDI), here’s some good news: A new round of payments is on the way. The Social Security Administration (SSA) continues with its deposit calendar and already made the deposits on February 12 on the 12th. But if you didn’t get it on that date, don’t worry: more are coming.
SSDI payments are made on three different dates (the same as for retirees), depending on when your birthday is. If you were born between the 1st and 10th of any month, you should have already received your money on February 12. Now, if your birthday falls between the 11th and the 20th, the key date is February 19. And if you were born between the 21st and the 31st, the payment will arrive on February 26.
Remember that it follows the same pattern each month: the second, third and fourth Wednesdays. So in March, write down the dates: 12, 19 and 26, which are already duly confirmed by the SSA.
Social Security Disability Benefits: How Does SSDI Work?
If you want to apply for SSDI benefits, you must know a couple o things. Maybe you get injured while working, or receive a diagnosis of a serious illness, or any condition that prevents you from continuing in the workforce. That’s where SSDI comes in, a monthly benefit for people who, due to their disability, can no longer generate income like they used to.
You must provide medical evidence and meet certain requirements for the SSA to approve your application. If everything is in order and they give you the green light, this check can help you cover basic needs such as rent, food or medications.
As for the amounts, the maximum payment in February can reach up to $4,018 per month, but not everyone qualifies for that amount. To obtain it, you need to have worked at least 35 years with a high income and be born in 1954 or earlier. If you were born after that date, the amount is reduced because the full retirement age has moved over the years.
Another important point: you must have accumulated 40 work credits. What does this mean? Well, in 2025, each credit is equal to $1,810 earned, and you can earn up to 4 credits per year. To be eligible for SSDI, at least 20 of those credits must have been accumulated in the last 10 years. If you are younger, the rules change a little, but the SSA reviews each case on an individual basis.
Can I receive SSI and SSDI at the same time?
If possible. Some people are able to access both SSDI and SSI (Supplemental Security Income), but there are several factors that influence this.
- Requirements: To obtain both benefits, you must meet the criteria for each program. That is, prove that you cannot work and, in the case of SSI, meet certain income and resource limits.
- Benefit Calculation: Here’s a trick: Social Security considers SSDI as income when calculating how much SSI you get. So if your SSDI check is high, your SSI amount may be reduced or, in some cases, you may be left out of the program.
- Income limit: If the sum of all your income, including SSDI, exceeds the SSI threshold, then you do not qualify. It’s that simple.
Combining them can give you greater financial support, which is always useful when you are in a complicated situation. Additionally, receiving SSI can make you eligible for Medicaid, while SSDI often opens the door to Medicare.
