Recipients of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) should keep an eye on upcoming payment dates. The Social Security Administration (SSA) strictly follows the adjusted calendar that allows for the efficient distribution of funds in the month of January and February 2025.
As we just mentioned, the payment system follows a schedule based on the date of birth of the beneficiaries. Those who receive SSDI and were born between the 11th and 20th of any month will be able to access their funds on January 15. On the other hand, those born after the 20th will receive their deposit on January 22.
How to proceed if payment does not arrive on time
Beneficiaries who do not receive their deposit on the expected date should take immediate action. First, it is recommended to check the bank account linked to the payment to confirm that it has not been processed. If the money does not appear, it is crucial to contact the SSA at 1-800-772-1213 for assistance.
January payments will include a 2.5% cost of living adjustment (COLA). This increase, based on the Consumer Price Index for Office and Clerical Workers (CPI-W), reflects the increase in the costs of goods and services during 2024 compared to 2023.
The new COLA raises the maximum SSI amount to $967 for individuals and $1,450 for eligible couples. As for SSDI, beneficiaries can expect an average payment of $1,580 after adjustment. These increases represent financial relief, particularly relevant for those who depend on these programs to cover their basic expenses.
Receiving SSI and SSDI, at the same time, is accepted by the SSA
Some people may be eligible to receive both SSI and SSDI at the same time, a situation known as “dual eligibility.” This occurs when a beneficiary meets the SSDI disability requirements and, at the same time, their income and resource level is below the limits established for SSI.
SSDI is designed for those who have sufficient work history and have contributed to the program through payroll taxes, while SSI is a need-based assistance program and does not require prior work history.
People who qualify for both programs often have severe disabilities and significant financial limitations. The SSA combines these benefits by ensuring that SSI acts as a supplement to total monthly income, without exceeding established limits. If you think you qualify for both programs, you can go to the nearest Social Security office, and they will guide you through the process to apply for them.
