Social Security Disability Insurance (SSDI) will continue with its usual phased payment schedule for January and February 2025, with amounts reaching up to $1,530 for those eligible. As usual, the Social Security Administration (SSA) has a schedule that it follows strictly, without delays, because millions of Americans depend on these funds to cover their living expenses.
The first day of payment of SSDI benefits was already delivered on January 8, and it was for beneficiaries who have a birthday between the 1st and 10th of any month. Next, the payment for January 15 is added, which will be for beneficiaries who were born between the 11th and 20th of the month.
The third payment will be for those who comply between the 21st and 31st of any month, and is scheduled to be made on January 22. An advance payment will come on January 31 for Supplemental Security Income (SSI) beneficiaries, advanced from February 1.
Substantially Profitable Activity (SGA) Limit for 2025 in SSDI
By 2025, the Substantially Earning Activity (SGA) limit for Social Security Disability Insurance (SSDI) beneficiaries could be set at $1,530 per month. This limit is determined based on the Cost of Living Adjustment (COLA, 2.5% for 2025) and the nature of the recipient’s disability.
The concept of SGA refers to the amount of monthly income that the SSA classifies as “work.” If a beneficiary generates income that exceeds this limit, they could face the possibility of having their SSDI claim denied.
For legally blind individuals, the SGA limit is considerably higher, set at $2,700 per month in 2025. These limits are adjusted annually based on national average wage rates, ensuring they stay current with economic conditions in the country. country.
On the other hand, disabled adults may receive additional benefits based on their parents’ SSDI coverage. An adult child with a disability can claim up to 50% of their parent’s SSDI benefit amount. The amount the child receives will depend on whether other family members are also receiving SSDI benefits, which may influence the total available to the family.
Who qualifies for SSDI in 2025?
Social Security Disability Insurance (SSDI) is designed to provide financial support to people who are unable to work due to a medical condition that will last at least one year or that could result in death. To qualify, applicants must have developed sufficient work credit through their Social Security contributions, generally requiring at least 40 credits, of which 20 must have been earned in the last 10 years.
Additionally, applicants must meet the criteria established by the SSA regarding their disability. This implies that their condition must prevent them from carrying out any type of substantial work, evaluated using the Substantially Profitable Activity (SGA) threshold. Likewise, those with disabilities who are considered “blind” operate under distinctive criteria that offer higher income limits.
